{"id":252,"date":"2022-09-26T10:25:19","date_gmt":"2022-09-26T09:25:19","guid":{"rendered":"https:\/\/www.norrisandfisher.com\/?page_id=252"},"modified":"2023-10-31T12:43:07","modified_gmt":"2023-10-31T12:43:07","slug":"village-hall-insurance","status":"publish","type":"page","link":"https:\/\/www.norrisandfisher.com\/what-we-do\/village-hall-insurance\/","title":{"rendered":"Village Hall Insurance"},"content":{"rendered":"<p><section data-kc-fullwidth=\"content\" class=\"kc-elm kc-css-829943 kc_row\"><div class=\"kc-row-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-296133 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\">\n<div class=\"hero-section \" >\n  <div class=\"hero-section-inner \">\n    <h1 style=\"color: #fff;\">Village Hall Insurance<\/h1>\n      <\/div>\n  <div class=\"hero-image fade-in\">\n    <img decoding=\"async\" src=\"https:\/\/www.norrisandfisher.com\/wp-content\/uploads\/2022\/09\/bg-village-hall-insurance.jpg\" alt=\"Insurance Brokers Southampton\">\n  <\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/section><section data-kc-fullwidth=\"row\" class=\"kc-elm kc-css-232572 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-586619 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\"><div data-kc-equalheight=\"true\" data-kc-row-action=\"true\" data-kc-equalheight-align=\"top\" class=\"kc-elm kc-css-752342 kc_row kc_row_inner align-middle\"><div class=\"kc-elm kc-css-254136 kc_col-sm-6 kc_column_inner kc_col-sm-6 desktop-first mobile-second\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-866672 kc_row kc_row_inner\"><div class=\"kc-elm kc-css-454680 kc_col-sm-12 kc_column_inner kc_col-sm-12\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-886952 kc_text_block fade-in\"><\/p>\n<h2>Specialists in<br \/>Village Hall Insurance<\/h2>\n<p>Norris &#038; Fisher are specialist charity insurance brokers who offer a tailored policy for village halls and community buildings. Our cover is the widest available in the market and our premium rates are very competitive.<\/p>\n<p>\n<\/div><div class=\"kc-elm kc-css-262609 kc_text_block btn fade-in fade-in mb-0\"><\/p>\n<p><a href=\"https:\/\/www.emailmeform.com\/builder\/form\/SmRNa8Iy9BhJ\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a><\/p>\n<p>\n<\/div>\n<div class=\"kc-elm kc-css-320187 divider_line\">\n\t<div class=\"divider_inner divider_line1\">\n\t\t\t<\/div>\n<\/div>\n<div class=\"kc-elm kc-css-596738 kc_text_block fade-in\"><\/p>\n<p><strong>Other village hall services:<\/strong><\/p>\n<p>\n<\/div><div class=\"kc-elm kc-css-541046 kc_text_block btn btn--double fade-in fade-in\"><\/p>\n<p><a href=\"https:\/\/www.norrisandfisher.com\/what-we-do\/village-hall-insurance\/building-valuation\/\">Building valuation<\/a> <a href=\"https:\/\/www.norrisandfisher.com\/what-we-do\/village-hall-insurance\/risk-management\/\">Risk management<\/a><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-146079 kc_col-sm-6 kc_column_inner kc_col-sm-6 desktop-second mobile-first\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-416055 kc-animated kc-animate-eff-fadeIn kc_shortcode kc_single_image\">\n\n        <img decoding=\"async\" src=\"https:\/\/www.norrisandfisher.com\/wp-content\/uploads\/2022\/09\/village-hall-insurance-southampton.jpg\" class=\"\" alt=\"Photo of the front of a village hall building in Southampton.\" \/>    <\/div>\n<div class=\"kc-elm kc-css-866074 mobile-show\" style=\"height: 30px; clear: both; width:100%;\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"village-hall-insurance\" data-kc-fullwidth=\"row\" class=\"kc-elm kc-css-687204 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-264613 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\"><div data-kc-equalheight=\"true\" data-kc-row-action=\"true\" data-kc-equalheight-align=\"top\" class=\"kc-elm kc-css-511774 kc_row kc_row_inner align-middle\"><div class=\"kc-elm kc-css-183691 kc_col-sm-6 kc_column_inner kc_col-sm-6\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-315120 kc_row kc_row_inner\"><div class=\"kc-elm kc-css-278693 kc_col-sm-12 kc_column_inner kc_col-sm-12\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-507940 kc_text_block  fade-in\"><\/p>\n<h2>6 Good Reasons for Choosing Village Hall Insurance from Norris &#038; Fisher<\/h2>\n<p>\n<\/div><div class=\"kc-elm kc-css-828080 kc_text_block btn btn--double fade-in fade-in mb-0\"><\/p>\n<p><a href=\"https:\/\/www.emailmeform.com\/builder\/form\/SmRNa8Iy9BhJ\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-687872 kc_col-sm-6 kc_column_inner kc_col-sm-6\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-202634 mobile-show\" style=\"height: 30px; clear: both; width:100%;\"><\/div><div class=\"kc-elm kc-css-477001 kc_text_block list  mb-0 fade-in\"><\/p>\n<ul>\n<li>Specialist Village Hall policy with widest available cover<\/li>\n<li>Competitive premiums<\/li>\n<li>No administration fees<\/li>\n<li>Rebuilding cost valuation service available<\/li>\n<li>Dedicated Village Hall team with in depth knowledge of the policy<\/li>\n<li>Sound advice from a Chartered Broker<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section data-kc-fullwidth=\"row\" class=\"kc-elm kc-css-554922 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-547190 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\"><div data-kc-equalheight=\"true\" data-kc-row-action=\"true\" data-kc-equalheight-align=\"top\" class=\"kc-elm kc-css-629006 kc_row kc_row_inner align-middle\"><div class=\"kc-elm kc-css-470845 kc_col-sm-6 kc_column_inner kc_col-sm-6 desktop-first mobile-second\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-716931 kc_row kc_row_inner\"><div class=\"kc-elm kc-css-613416 kc_col-sm-12 kc_column_inner kc_col-sm-12\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-559696 kc_text_block fade-in\"><\/p>\n<h2>Specialists in<br \/>Village Hall Insurance<\/h2>\n<p>Norris &#038; Fisher are specialist charity insurance brokers who offer a tailored policy for Village Halls, Community Centres, and other similar buildings. Our cover is the widest available in the market, and our premium rates are very competitive.<\/p>\n<p>\n<\/div><div class=\"kc-elm kc-css-688747 kc_text_block btn fade-in fade-in mb-0\"><\/p>\n<p><a href=\"https:\/\/www.emailmeform.com\/builder\/form\/SmRNa8Iy9BhJ\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a><\/p>\n<p>\n<\/div>\n<div class=\"kc-elm kc-css-288142 divider_line\">\n\t<div class=\"divider_inner divider_line1\">\n\t\t\t<\/div>\n<\/div>\n<div class=\"kc-elm kc-css-338834 kc_text_block fade-in\"><\/p>\n<h3>Other services for Village Halls and Community Buildings:<\/h3>\n<p>Free desktop valuations are available to all Village Hall policyholders. If you would like a review of your building sum insured then please click below to arrange a free, no-obligation survey.<\/p>\n<p>Ansvar policyholders may also wish to take advantage of the Risk Management self-assessment facility which allows discounts of up to 15% for committees who demonstrate that they have addressed Risk Management issues.<\/p>\n<p>\n<\/div><div class=\"kc-elm kc-css-335853 kc_text_block btn btn--double fade-in fade-in\"><\/p>\n<p><a href=\"https:\/\/www.norrisandfisher.com\/what-we-do\/village-hall-insurance\/building-valuation\/\">Building valuation<\/a> <a href=\"https:\/\/www.norrisandfisher.com\/what-we-do\/village-hall-insurance\/risk-management\/\">Risk management<\/a><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-428366 kc_col-sm-6 kc_column_inner kc_col-sm-6 desktop-second mobile-first\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-693571 kc-animated kc-animate-eff-fadeIn kc_shortcode kc_single_image\">\n\n        <img decoding=\"async\" src=\"https:\/\/www.norrisandfisher.com\/wp-content\/uploads\/2022\/09\/village-hall-insurance-southampton.jpg\" class=\"\" alt=\"Photo of the front of a village hall building in Southampton.\" \/>    <\/div>\n<div class=\"kc-elm kc-css-719123 mobile-show\" style=\"height: 30px; clear: both; width:100%;\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"village-hall-insurance\" data-kc-fullwidth=\"row\" class=\"kc-elm kc-css-909739 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-930316 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\"><div data-kc-equalheight=\"true\" data-kc-row-action=\"true\" data-kc-equalheight-align=\"top\" class=\"kc-elm kc-css-540333 kc_row kc_row_inner align-middle\"><div class=\"kc-elm kc-css-503975 kc_col-sm-6 kc_column_inner kc_col-sm-6\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-784357 kc_row kc_row_inner\"><div class=\"kc-elm kc-css-95393 kc_col-sm-12 kc_column_inner kc_col-sm-12\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-598918 kc_text_block  fade-in\"><\/p>\n<h2>6 Good Reasons for Choosing Village Hall Insurance from Norris &#038; Fisher<\/h2>\n<p>\n<\/div><div class=\"kc-elm kc-css-630701 kc_text_block btn btn--double fade-in fade-in mb-0\"><\/p>\n<p><a href=\"https:\/\/www.emailmeform.com\/builder\/form\/SmRNa8Iy9BhJ\" target=\"_blank\" rel=\"noopener\">Get a quote<\/a><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-226307 kc_col-sm-6 kc_column_inner kc_col-sm-6\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-798419 mobile-show\" style=\"height: 30px; clear: both; width:100%;\"><\/div><div class=\"kc-elm kc-css-271583 kc_text_block list  mb-0 fade-in\"><\/p>\n<ul>\n<li>Specialist Village Hall policy with widest available cover<\/li>\n<li>Competitive premiums<\/li>\n<li>No administration fees<\/li>\n<li>Rebuilding cost valuation service available<\/li>\n<li>Dedicated Village Hall team with in depth knowledge of the policy<\/li>\n<li>Sound advice from a Specialist Independent Broker<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section data-kc-fullwidth=\"row\" class=\"kc-elm kc-css-497240 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-878692 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\"><div data-kc-equalheight=\"true\" data-kc-row-action=\"true\" data-kc-equalheight-align=\"top\" class=\"kc-elm kc-css-235274 kc_row kc_row_inner align-middle\"><div class=\"kc-elm kc-css-791549 kc_col-sm-6 kc_column_inner kc_col-sm-6 desktop-first mobile-second\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-732257 kc_row kc_row_inner\"><div class=\"kc-elm kc-css-483586 kc_col-sm-12 kc_column_inner kc_col-sm-12\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-628945 kc_text_block fade-in\"><\/p>\n<h2>Public Liability insurance and Employers\u2019 Liability<\/h2>\n<p>Employers\u2019 Liability is included as standard on the Village Hall and community centre policy. As well as paid employees, this provides cover for trustees, committee members and unpaid volunteers.<\/p>\n<p>The Employers\u2019 Liability insurance certificate must either be displayed in the hall where it can be seen by employees and volunteers or made easily available to them in electronic format.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-777855 kc_col-sm-6 kc_column_inner kc_col-sm-6 desktop-second mobile-first\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-708549 kc-animated kc-animate-eff-fadeIn kc_shortcode kc_single_image\">\n\n        <img decoding=\"async\" src=\"https:\/\/www.norrisandfisher.com\/wp-content\/uploads\/2022\/11\/Village-Hall-Insurance-suppliers-UK.jpg\" class=\"\" alt=\"A village hall in the UK.\" \/>    <\/div>\n<div class=\"kc-elm kc-css-716416 mobile-show\" style=\"height: 30px; clear: both; width:100%;\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section data-kc-fullwidth=\"row\" class=\"kc-elm kc-css-655706 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><div class=\"kc-elm kc-css-642290 kc_col-sm-12 kc_column kc_col-sm-12\"><div class=\"kc-col-container\"><div class=\"kc-elm kc-css-879724 kc_row kc_row_inner\"><div class=\"kc-elm kc-css-272808 kc_col-sm-12 kc_column_inner kc_col-sm-12\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-498995 kc_text_block fade-in text-white\"><\/p>\n<h2 style=\"text-align: center;\">Frequently asked questions<\/h2>\n<p>\n<\/div><div class=\"kc-elm kc-css-914741\" style=\"height: 15px; clear: both; width:100%;\"><\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-634183 kc_row kc_row_inner fade-in\"><div class=\"kc-elm kc-css-969237 kc_col-sm-6 kc_column_inner kc_col-sm-6\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-498292 kc_accordion_wrapper\">\n<div class=\"kc-elm kc-css-681016 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#does-the-insurance-cover-events\" data-prevent=\"scroll\"><i class=\"\"><\/i> Does the insurance cover events?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-721591 kc_text_block\"><\/p>\n<p>Cover is automatically included for any fund-raising events, exhibitions, craft fairs and fetes organised and run by you for up to 1,000 persons in attendance at any one time.<\/p>\n<p>The policy also provides liability cover in respect of bouncy castles and other inflatables subject to certain risk management conditions being followed.\u00a0<\/p>\n<p>The cover would extend to committee activities at events organised away from your premises. However, this would not extend to injury or damage claims arising from the land itself, such claims would have to be made against the landowner.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-248739 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#what-is-the-standard-amount-of-public-liability-cover-provided\" data-prevent=\"scroll\"><i class=\"\"><\/i> What is the standard amount of public liability cover provided?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-418408 kc_text_block\"><\/p>\n<p>Public Liability is included as standard at an indemnity limit of \u00a35million. However, this can be extended to \u00a310million subject to an additional premium.\u00a0<\/p>\n<p>Public Liability provides cover for injury to third parties or damage to their property which arises from the negligent activities of the policyholder.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-343962 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#what-is-professional-indemnity-insurance\" data-prevent=\"scroll\"><i class=\"\"><\/i> What is professional indemnity insurance?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-598750 kc_text_block\"><\/p>\n<p>Professional Indemnity protects you from harmful advice offered by your organisation which leads to harm or financial loss. This is usually not required under the Village Hall policy but can be added subject to an additional premium.<\/p>\n<p>If you as a committee were to run drop sessions to help people with money trouble or offer free legal advice, then this may be something that you wish to include.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-765740 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#do-i-need-fidelity-guarantee-cover\" data-prevent=\"scroll\"><i class=\"\"><\/i> Do I need Fidelity Guarantee cover?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-208455 kc_text_block\"><\/p>\n<p>Fidelity Guarantee provides cover for loss of money arising from fraud or dishonesty, e.g. embezzlement by an officer of the committee, including a gradual filtering of funds.<\/p>\n<p>This is not included as standard but can be added subject to an additional premium.<br \/>Very few of our clients opt for this cover as they do not deal with large sums of money. In addition, the money section provides cover up to \u00a3500 for losses discovered within 14 days.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-370675 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#what-is-hirers-liability-insurance\" data-prevent=\"scroll\"><i class=\"\"><\/i> What is Hirers Liability insurance?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-234221 kc_text_block\"><\/p>\n<p>Hirers\u2019 Liability cover is included as standard on the Village Hall and community centre policy. This extends your Public Liability insurance to provide cover for users of your premises at an indemnity limit of \u00a35million.<\/p>\n<p>To benefit from this cover, the user would need to comply with the following requirements:<\/p>\n<ol>\n<li>They are a charity or noncommercial organisation<\/li>\n<li>They do not carry out any activities at venues other than your premises<\/li>\n<li>They do not make any profit from their meetings other than that reinvested back into the club or for charitable purposes<\/li>\n<li>They do not have any paid employees<\/li>\n<li>They do not carry out any excluded activities \u2013 Please refer for further details<\/li>\n<\/ol>\n<p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><div class=\"kc-elm kc-css-955126 kc_col-sm-6 kc_column_inner kc_col-sm-6\"><div class=\"kc_wrapper kc-col-inner-container\"><div class=\"kc-elm kc-css-722996 kc_accordion_wrapper\">\n<div class=\"kc-elm kc-css-371222 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#do-you-offer-personal-accident-cover\" data-prevent=\"scroll\"><i class=\"\"><\/i> Do you offer personal accident cover?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-40787 kc_text_block\"><\/p>\n<p>Personal Accident can be included from as little as \u00a320.99 a year, inclusive of Insurance Premium Tax. This provides cover for injury to employees, trustees, committee members or volunteers arising from an accident where there is no need for negligence.<\/p>\n<p>If a volunteer were to suffer an injury whilst on committee business and is unable to work as a result, then the policy would provide a cash payment to make up for their loss of income. This would also pay larger lump sums for death or disablement.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-292221 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#do-village-halls-and-community-centres-need-to-have-public-liability-insurance\" data-prevent=\"scroll\"><i class=\"\"><\/i> Do Village Halls and community centres need to have Public Liability insurance?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-90185 kc_text_block\"><\/p>\n<p>Whilst not compulsory, Public Liability is an essential component of any Village Hall policy. Public Liability provides cover for injury to third parties or damage to their property which arises from the negligent activities of the policyholder.<\/p>\n<p>This can also be extended to any non-commercial hirers of your premises.\u00a0<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-287482 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#are-we-covered-for-fireworks\" data-prevent=\"scroll\"><i class=\"\"><\/i> Are we covered for Fireworks?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-790894 kc_text_block\"><\/p>\n<p>Cover is automatically included for fireworks and\/or bonfire events for up to 500 people in attendance, providing that this is run by the Village Hall committee.<\/p>\n<p>If you are expecting more than 500 people or if the event is being run by a professional supplier, then please get in touch, as we may need to arrange additional cover.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-899680 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#i-have-an-employers-liability-certificate-but-no-certificate-for-public-liability-is-this-correct\" data-prevent=\"scroll\"><i class=\"\"><\/i> I have an Employers Liability certificate but no certificate for Public Liability. Is this correct?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-706694 kc_text_block\"><\/p>\n<p>Employers Liability is a compulsory form of cover if you have employees, the law requires you to hold Employers Liability cover for an indemnity limit of at least \u00a35m. Public Liability is not compulsory by law, so no certificate is issued.<\/p>\n<p>Committee members and volunteers come under the definition of employees and would be covered by the Employers Liability section. The insurance certificate must either be displayed where it can be seen by the employees and volunteers or made easily available to them in electronic format.<\/p>\n<p>\n<\/div><\/div><\/div><\/div><div class=\"kc-elm kc-css-152334 kc_accordion_section group \"><h3 class=\"kc_accordion_header ui-accordion-header\"><span class=\"ui-accordion-header-icon ui-icon\"><\/span><a href=\"#are-we-covered-for-bouncy-castles\" data-prevent=\"scroll\"><i class=\"\"><\/i> Are we covered for Bouncy Castles?<\/a><\/h3><div class=\"kc_accordion_content ui-accordion-content kc_clearfix\"><div class=\"kc-panel-body\"><div class=\"kc-elm kc-css-453522 kc_text_block\"><\/p>\n<p>Cover for Bouncy Castles and other inflatables used at your premises is included as standard, providing that you adhere to the insurer\u2019s advice and guidelines as outlined below:<\/p>\n<ul>\n<li>Access and use of the inflatable is controlled by an authorised adult employee\/volunteer at all times.<\/li>\n<li>When used outside a building, it is securely anchored to the ground at each anchor point<br \/>each anchor point is signed or otherwise marked to be made easily visible and wrapped to prevent injury.<\/li>\n<li>Soft matting is used to cover hard surfaces adjacent to the front or any open sides with a risk of injury from falling from the inflatable.<\/li>\n<li>This would also extend to any private events organised by non-profit making hirers of the premises, such as children\u2019s parties. <\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"kc-elm kc-css-981744 kc_row\"><div class=\"kc-row-container  kc-container\"><div class=\"kc-wrap-columns\"><\/div><\/div><\/section><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":582,"parent":561,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Community &amp; Village Hall Insurance - Norris and Fisher<\/title>\n<meta name=\"description\" content=\"We are specialist charity insurance brokers who offer a tailored policy for village halls and community buildings. 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