Insurable Interest

At Norris & Fisher Insurance Brokers, we specialise in insurance for community buildings and we receive a number of enquiries from Hall committees and other voluntary bodies asking whether they can insure property belonging to someone else. A regular case in point is the question as to whether a Parish Council can arrange cover on a community building. The insurance principle that underlies the answer is Insurable Interest. The position is that a Parish Council can only arrange insurance on the building if the Council has an insurable interest in the building, in other words if the Parish Council would suffer a loss were the building to be damaged. The agreement between the Hall committee

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